BUYING YOUR HOME
When you have decided on the house you want to buy and your offer has been accepted, this is the time to talk to us. We will contact
the sellers solicitor to obtain the contract papers, liaise with them and sort out any queries that may arise. We will then
raise a number of enquiries on the property.
The seller will provide us with a list of the items included in the sale and the contract which will be checked with you. We will
liaise with your lender, check your title and look to arrange completion as soon as possible.
As part of your mortgage application a Valuation Survey will be carried out. The information obtained from this is limited and
as the sellers are not obliged to point out any defects, we recommend that a more detailed survey of the property is undertaken.
All the necessary searches will be carried out, including Local Authority searches and local planning checks relating to the property.
If you are selling one house and buying another we can usually use the sale deposit from one house for the purchase deposit on
the other. Obviously, if you are trading up you may need to provide more money.
EXCHANGE OF CONTRACTS
Both you and the seller will have been sent copies of the contract. Once these have been signed, contracts will be exchanged with
the seller’s solicitor for the house you are buying and we will pay over your agreed deposit.
When contracts are exchanged, the completion date is also agreed. This is the day when the balance of the purchase money is paid
and the house becomes yours.